Greetings from ZING INVESTMENTS PVT LTD and welcome to Loan Bright. Your privacy is one of our core values, and we are fully committed to securely protecting your personal information. This Privacy Policy outlines how we collect, use, store, and share your personal details, as well as our dedication to safeguarding your data.
In this document, the terms "we" and "our" collectively refer to ZING INVESTMENTS PVT LTD and Loan Bright.
Loan Service Features
We are delighted to introduce you to our loan services, ensuring your privacy remains our top priority. Through this policy, we aim to clearly communicate our data practices, emphasizing the robust security measures we have in place to protect your information
To apply for a comprehensive loan through our app, users must grant us access to certain device permissions as follows:
I.Camera Access: The app is authorized to use your device's camera to capture images or videos, which may be required for identity verification purposes to prevent financial fraud
II.Location Services: Access to your device's location is required to confirm the borrower's eligibility based on the geographical coverage of our loan services. This ensures that loan services are provided only in eligible areas.
III.Contact List Access: The app is granted permission to access and examine the contact list on your device. This helps us verify compliance with local regulations in India and check for potential financial risks.
Vl. IDFA Permission: We may request access to your IDFA (Identifier for Advertisers) to deliver advertisements that are better aligned with your interests and online behavior. This allows us to present content that is more relevant to you. Your IDFA will be used solely for advertising purposes and will not be shared with third parties without your explicit consent.
Please note, all data collected will be deleted after the loan eligibility check is complete, ensuring that no personal information is retained beyond the necessary period.
We may collect and use the following types of personal information:
I.Identity Information: This includes your name, home address, email address, and phone number, which are necessary for identification and communication purposes.
II.Employment and professional details:including employer name and designation, Employment Duration,Profession.
III.Identity Verification Documents:Documents including the PAN Card, Aadhaar, and facial recognition (with biometric verification).
IV.Contacts Information: Relationships,Names,Phone Numbers.
V.Additional Information: Any other personal data you provide while using our services.
We collect and use your personal data for the following purposes:
I. To deliver the products and services you have requested and continually improve their quality. This includes ensuring that the services meet your needs, addressing any issues, and enhancing the overall experience based on your preferences and feedback.
II. To address your feedback, resolve complaints, and maintain ongoing communication. We value your input and are committed to providing timely responses to your concerns, as well as keeping you informed about any updates or changes relevant to your experience with us.
III. To provide tailored recommendations and enhance your overall user experience. By analyzing your interactions with our services, we aim to offer personalized suggestions and features designed to make your experience more enjoyable, efficient, and relevant to your preferences.
IV. To carry out market research and statistical analysis in order to refine and improve our offerings. This involves collecting and analyzing data on user behavior and trends, which helps us understand how we can better serve your needs, enhance our products, and stay aligned with market demands.
To comply with legal and regulatory requirements, protecting both your and our interests.
We prioritize the protection of your personal information and employ a variety of technical and organizational measures to ensure its confidentiality, integrity, and security.
I.Data Encryption: We use encryption technologies to ensure your personal information is securely handled.
II.Access Control: Access to personal information is restricted to authorized personnel only, ensuring that only those who need it can view or use the data.
III.Security Audits: Regular security audits and system maintenance are carried out to safeguard your information.
IV.Employee Training: Our staff undergoes regular privacy protection training to ensure the highest standards of security.
We are deeply committed to safeguarding your privacy and ensuring that your personal information remains secure. We will never sell, exchange, or share your personal data with third parties without your explicit consent, except in cases where it is mandated by law or necessary to comply with legal obligations. Should we need to share or transfer your personal information for any reason, we will strictly follow the relevant laws and regulations. Additionally, we will take all necessary measures to ensure that your data is handled securely and protected throughout the process. Your trust is important to us, and we will continue to prioritize the protection of your personal information at every step.
To improve your experience and provide more personalized services, our app uses cookies and similar technologies for data collection and statistical analysis. These tools help us understand how you interact with the app, enabling us to tailor the content and features to better suit your preferences. You have the option to accept or decline cookies at any time. However, please note that if you choose to reject them, certain features or services within the app may not function as intended or may be unavailable. Your decision regarding cookies will not impact your ability to use the app, but it may affect the level of personalization and functionality available to you.
If you have any questions or concerns about this Privacy Policy or how we manage your personal information, please reach out to us using the following contact details:
Business Name: ZING INVESTMENTS PVT LTD
CIN: U65990MH1986PTC040487
Email: support@zinginvestmentspvtltd.com
Address: 1301/1302, Palm Beach, 13th Floor, 67a, Sir Pochkhanwala Road Worli, Mumbai, 400030 IN
We are committed to addressing your concerns promptly and effectively.
I.Right to Access and Rectify: You can request to view the personal data we hold about you and ask for any corrections or updates if the information is incorrect or incomplete.
II.Right to Erasure: You may request the removal of your personal data, subject to any legal or contractual obligations that might apply.
III.Right to Data Portability: In certain circumstances, you can request a copy of your data in a structured, commonly-used format, allowing you to transfer it to another service provider.
To remain compliant with national legislation and adapt to evolving privacy practices, we may occasionally update this Privacy Policy. We will notify you of any significant changes through the communication channels we have established. We recommend reviewing this policy periodically. Should you have any questions about any section of this agreement, feel free to contact us at any time.